Banks Begin Calling Customers To Ask For Loans

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[–]Drewski 2 insightful - 2 fun2 insightful - 1 fun3 insightful - 2 fun -  (0 children)

They don't need to ask, every deposit you make is available for the bank to utilize. In 2020 the Federal Reserve lowered the reserve ratio to zero percent, meaning the banks don't need to keep any of their customers deposits on hand.