I agree with you on health care although it more than likely would put me out of work. I support the idea of changing the way the insurance market works for people under 65. I think we should leave medicare as is, it works well when people are paying attention to it. I think the under 65 it's a mess. I think the ACA act created a crazy situation where employers decided to let people go and cut back hours so that people would never get full time. So people who were poor before now work 2-3 jobs with no hopes of getting long term raises, promotions and benifets. The insurance market worked before ACA although I recognize it was no where near optimal or perfect, I don't like the idea of people depending on employers for healthcare. I know it's a complex problem but I think the approach is already mapped out. We should try and make a demi-medicare for under 65. Medicare gives companies money from a fund to manage and make efficient. Let companies compete against each other to give consumers a better choice and manage the plans. Let the consumers pay into a system separate from medicare to fund this.i think that paying into the system before using, like in Medicare, should be mandatory. But I think 40 quarters is too long, maybe 20 which would be five years of paying into it by working. That way people have a vested interest in paying into it and it doesn't become something that people can just turn to if they never worked. Obviously there are people who can't work and are disabled but they actually qualify for over 65 medicare. Anyone have more ideas on how to make this demi - medicare work.