Whoa there. That was a lot at once. 1) any desired, possible product not available to consumers is always held back by government intervention, so thank your closest Democrat. 2) Yes, fat people are going to have to get their act together and having transparent costs is a good motivator.

3) People that know they have scheduled visits should budget for those things. Insurance companies are not budgets: you lose efficiency by doing that since now you are paying someone else to budget for you. If you're lazy (or rich) then it's fine to have someone else do that, but those who need the money should be encouraged to spend their own time and not be forced to pay for an actuarialist employed by an insurance company to do it for them.

4) I am so on board with lower patent/copy right terms it's not even funny. As far as head-meds, very few people need them. Epileptics, those with genetic disorders, etc. Your average person with a shitty life who wants to use Prozac as a crutch should be cared for by their family and church, not a shrink or the government. And yes, they have huge side effects which those shrinks conveniently forget to bring up ... and hey, look at that now the person hooked on their drugs needs them even more! Funny how that works.

5) I'm assuming some economic education there. My point was for all BUT a small portion of the population, not the inverse. the tl;dr is that forcing up front price advertisement allows people to make informed decisions and rewards more efficient competition which reduces costs. Well at least for 99% of the population. Think food prices. Sure maybe 1% of the population does get a bit screwed (gluten free diets are expensive) but everyone else benefits enormously, and even that 1% still can benefit from economy of scale and sector parallels to meet their needs better than in a non-free market. Note that the US healthcare system is NOT free. If you want to haggle over price with a patient and insurance, even beforehand for elective procedures, you will get fined/thrown in jail. This is why prices aren't transparent, and thus, very high.