Exaclty! I have seen first hand how some people have chosen to spend money on cell phones, cable television, vacations, fancier vehicles or houses than needed, cigarettes or other drugs: instead of saving money for emergencies or investing in things like health care plans or retirement plans. Burdening their neighbors through selfish materialism. For those who propose to throw other people's money at the problem instead of getting their hands dirty trying to help their neighbor are contributing to the problem on a generational level.

Socialism is absolutely necessary for a functioning society, but becomes counterproductive, and even destructive to society, the instant participation becomes mandatory.