Pretty pessimistic point of view. Decentralization is just warming up. It had a spike as it's usefulness became unquestionably realized by the public, albeit, just the minor parts of immutable ownership (NTFs). My state of Illinois has been using this concept to authenticate documents in pilot projects for years.

This view also blame crypto for the failing legacy banking system and how it and it's desperate stewardesses are bending over backwards to prop up the pyramid scheme of the US banking system. While these failing system are limiting people's access to the new crypto self banking systems, those are external problems.

When Crypto is mainstream, you won't worry government manipulation rules limiting your ability to cashing out to USD, because you never will, nor would you want to.