"Bad" is relative to the observer. If you ask me, I'd say 99% of people in this world are selfish and objectively worthless to the species and contribute literally nothing of value to humanity. But that's because I'm cynical and jaded. If you asked most people, they'd probably say something like "Most people are just trying to live their lives and make their way home" or some Joan Osborne rhetoric. As long as you're not trying to rape anyone or diddle kids, I won't consider someone to be a "bad person," but I still do think most people are too self-absorbed to be anything you'd call "good." You've probably spent too much time on social media, regardless if you're not an American or actually are.

Also, as a American-born citizen, I guarantee you my ass grew up broker than you. Unless you too went dumpster diving behind fast food restaurants and had to eat processed, bullshit Dollar Tree "food" for large chunks of your life.