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[–]WrongToy 2 insightful - 1 fun2 insightful - 0 fun3 insightful - 1 fun -  (0 children)

I'll speculate that you have that room, possibly, because you have "cultural" ties with the landlord. Good luck with blacks and browns in the Sunset. Notice they're not around you?

If you have loans to a private school it is typical for parents to cosign, too.