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[–]kfn 3 insightful - 2 fun3 insightful - 1 fun4 insightful - 2 fun -  (0 children)

I'll try to think of advice I'd actually take from my future self... Learn to invest your money sooner - I know it's a boring topic that requires a ton of research but make a project out of it and you'll figure out a good option within a month and adjust to the best option within a year. You have $20,000+ in savings, stop letting it sit there and make it grow.