How do you get a credit card if you need a credit history to get one?

submitted by sneako from (self.AskSaidIt)

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[–]chickenz 1 insightful - 1 fun1 insightful - 0 fun2 insightful - 1 fun -  (0 children)

Cash beats credit, hands down.

The real question is why do you think that you need a credit card?

If you don't know the answer to that question, you probably don't really need one.

BTW, credit history is definitely important, but even as important is being able to show that you have the ability to repay!

If you applied for a credit card, and you told them on the app that you take home $250 per month at McDonald's, they most likely threw your application in the toilet.

BTW, also, by posting this post you just admitted publicly a couple of things..

1) you are broke 2) you are entirely financially illiterate.