Do you plan on producing AI and technology locally? This is precisely why we outsource tasks like food preparation, home building, furniture building, so we can divert time to specialized training (the years invested in a phd, research, etc) and resulting years working full time on the job. We have mcdonalds and Burger King because people buy mcdonalds and Burger King. it pumps your brain full of dopamine, its cheap, quick and predictable. I don't eat them, but many people do. We don't have fast food at the expense of AI, I would argue we may have AI someday precisely BECAUSE we have innovations like fast food that free up our best and brightest minds to pursue their full potential. Modernity is cancer, but not because people pursue profit. People have ALWAYS pursued profit. Please point to an actual historical period where people did not pursue their self-interest. It's intrinsically human to want something better and takes steps to achieve it, regardless the society, currency, etc.

As for the first part of your response, I think you misunderstood my post. The currency I listed isn't important - I used dollars because this website is majority American. You could convert 50 cents to gold dust, silver, bitcoin, whatever you prefer, the argument stands. The point is that economies of scale produces goods like this plastic tin of peaches CHEAP, much cheaper than he ever could in his backyard, because he isn't processing 100,000 peaches at a time and distributing through Walmart. That's why things are so cheap at the store, it's because things are cheaper when you do them in bulk. It literally has nothing to do with dollars being "interest bearing loans".