Is it a credit card or a debit card?

The terms noted are pretty standard.

users are not allowed to use the card to receive cash loans and cash equivalents, along with “any cash advance and other cash-like transaction.”

According to the presented rules, to the acquisition of fiat equivalents, Goldman Sachs equates “travelers checks, foreign currency, or cryptocurrency; money orders; peer to peer transfers, wire transfers or similar cash-like transactions.”