you are viewing a single comment's thread.

view the rest of the comments →

[–]madcow-5 5 insightful - 1 fun5 insightful - 0 fun6 insightful - 1 fun -  (1 child)

I occasionally feel guilt and insecurity over my financial situation. Then I remember tons of people my age are in 5 figure debt or worse, and suddenly my situation seems pretty okay. A buddy of mine who works for a bank and sees accounts all day long's told me if you've got more than like $700 sitting in your checking account, you're doing better than most.

[–]Zapped 1 insightful - 1 fun1 insightful - 0 fun2 insightful - 1 fun -  (0 children)

You can't worry about the past or the future, only the present. As long as you are taking action now, then you are in control. I dug a financial hole for myself and it caused so much stress. It took the joy out of life. It seems manageable as it is happening and then there you are, wondering how you are going to get back out. Determination, hard work, and learning new habits and self-value is the answer and though turns around slowly at first, it will seem "simple" in a few years looking back because you have that much more life experience.