It's a cope. The fact is most blacks simply can't accumulate enough wealth to pass down in the first place. Accumulating wealth requires intelligence, forward planning/future time orientation and the ability to delay gratification.

Even when they get the opportunity to build wealth, they piss it up against the wall. 80% of NFL and NBA players (most of whom are black) are broke within 5 years of retiring from their sport. They earn enough to be set for life if they save and invest it wisely. I'm sure that they're given advice about this and warned that their careers won't last long, but that isn't as appealing as taking out a huge mortgage on a mansion, buying 10 sports cars and expensive clothes and partying all the time.

It's why reparations would be a failure. Give every black US citizen a huge check, most will squander it quickly on dumb shit and end up back in the position they were before.

Most whites don't have any kind of inter-generational wealth unless their parents are well-off or bought a house somewhere before it exploded in value like London, NYC, or wherever. They tend to make their own wealth.