Most people do not get passed down that much, because the average person is just that - average. Sure, the billionaires kids get tons of money, but that's not most people.

Even if you do get passed down that much, you have to know how to manage it and use it wisely.

There is nothing stopping blacks from passing down houses, wealth, items and other things just like other groups do. It's just blacks don't save their paychecks, they wear their paychecks.