My card got declined so I go on the app and it makes me fill out a w-9 form. I thought that would fix it, but no, declined again. I search my emails and there's Uphold telling me the service will be discontinued.

That was the big selling point, you could spend crypto directly and get a % back as a reward.

There's not really a reason to have an Uphold account anymore. I don't think this bodes well for cryptocurrency in general.