'but you still think there's somebody to blame?' Someone always does.

'Each individual person did their job right, and the people who designed the system didn't design a flawed system. The world just turned out not to work the way they expected, and their bridge fell down.' was there loss? If so then there's always someone to blame; ask a lawyer.

Wizz, the responses above, I can give all day long; while you, and others that are here for varying purposes of I guess 'reform', one thing you'll never be able to change is the organic nature of the world. Meaning, when you think you've got it all figured out, it still comes back to bite you in the butt in a way that's usually humbling. To put that into the spin on the bridge, I comprehended from the get go what your point was, but at the same time, you proved mine too.