the blockchain has tremendous potential. So had the internet. Problem being, once you make bitcoin permeable to actual money, you surrender it to the will of the ones with money. If you are one with actual money you can either embrace BTC and cheat your way upwards like you did with old school money. Or you can fight it by buying enough of it with paper money and make it crash when the proles have put enough of their hard earned money. All of this means: yes BTC is better than the bank's paper, but the ideal is to borrow the concepts of smart contracts and blockchain and build something in your neighbourhood (virtual or physical). Money should be about exchanging surplus for goods. It's not about the money, it's about the freedom.