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[–]Trajan 4 insightful - 2 fun4 insightful - 1 fun5 insightful - 2 fun -  (3 children)

Why must people need to contact their banks for a chargeback? GoFundMe has the funds and should be able to refund money.

It's by no means guaranteed banks will issue a chargeback - particularly for debit cards.

[–]jamesK_3rd 7 insightful - 2 fun7 insightful - 1 fun8 insightful - 2 fun -  (2 children)

I think it's the point of delegitimizing GoFundMe.

Debit cards certainly have no way of getting the funds back, and another reason to avoid them in risky or online purchases.

CC chargebacks will show which of the card issuers side with the customer who is the consumer, as opposed to the customer is the merchant.

I'm gonna guess a lot of folks are gonna find out that their CC issuer doesn't agree with them either. This could help wake people up to understand that we need alternatives to the mainstream things

[–]Blackhalo 1 insightful - 1 fun1 insightful - 0 fun2 insightful - 1 fun -  (1 child)

their CC issuer doesn't agree with them either.

That's not how the law is written. You can contest any charge "I did not get what I paid for" within 30 days, and the issuer has to comply. And if enough folks charge back, the issuer will cancel the vendor, not the customer.

[–][deleted] 2 insightful - 1 fun2 insightful - 0 fun3 insightful - 1 fun -  (0 children)

The law only works when both parties want it to work. Otherwise you have: "Oh yeah? OK, sue me then."